2020 is done… but not yet gone

2020 has finally ended, yet the memories of it will become a new reality in 2021. When you look back at all the facts and figures of Covid-19, and what appears to be low percentages of the total population, a couple of aspects can’t be figured in.

Money is a tool

Recently in an e-mail, I was asked how do I do it? What a loaded question! It was asked about my spending habits and how can I live so cheaply. How can anyone answer a question like that in one e-mail? The whole history of how I learned to live the way I do didn’tContinue reading “Money is a tool”