My first “real” step in planning for the future was to admit being an alcoholic and to quit drinking. It was that first step that I realized how I had placed myself in a very lonely spot. I had reached a point in my life that I couldn’t imagine a life with alcohol, but I also couldn’t imagine life without it. This act of surrender has kept me sober for over 26 years.
If a person wants to reduce debt that they have two options. They can either increase income or decrease expenses. Today, frustration leads me to talk about income. How can we generate income. In reality, the more money you have the more opportunities you will have to generate income.
2020 has finally ended, yet the memories of it will become a new reality in 2021. When you look back at all the facts and figures of Covid-19, and what appears to be low percentages of the total population, a couple of aspects can’t be figured in.
Recently in an e-mail, I was asked how do I do it? What a loaded question! It was asked about my spending habits and how can I live so cheaply. How can anyone answer a question like that in one e-mail? The whole history of how I learned to live the way I do didn’tContinue reading “Money is a tool”